We are your local award winning mortgage and protection specialists


With a combined industry experience of over 50 years, our team at Farrell Financial Ltd are on hand to provide you with expert mortgage and protection advice.

The mortgage industry has undergone significant changes throughout the last 10 years and lending criteria is quite often becoming more and more complexed. So, whether you are a first time buyer, moving home, a property investor or perhaps you need to remortgage, we would recommend that you speak to us first.

In addition to offering exceptional mortgage advice, we can also advise on a range of insurance and protection products to protect your life and health, income, your family and your property. In fact, our insurance proposition stands side by side with our mortgage advice in terms of importance.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Farrell Financial Ltd proudly adheres to the industry's principle of 'Fair Treatment of Customers'.

The principle of Fair Treatment of Customers is that all financial services firms must have procedures in place to ensure that they treat all of their customers fairly in all of their dealings at all times.

Farrell Financial Ltd aims to embed Fair Treatment of Customers into its day to day activities, not just as a principle but as an ever evolving culture.

All our documentation and communication will be in simple, clear and plain English. We intend to send all of our clients a Customer Satisfaction Questionnaire to ensure that we continually receive regular feedback on our service and communication and make improvements where necessary.


The current Bank of England Base Rate is


The last change in the Bank Base Rate was on 1st August 2018. The next review is 19th September 2019.

Current inflation is 2.0%. Inflation target is 2.0%.